As noted in a recent post in the Journal, homeowners undertake gut renovations or whole home remodels after natural disasters like winter storms, hurricanes, tornados, earthquakes, and wildfires. According to Maxine Joselow and Vanessa Montalbano in a recent article for The Washington Post, “weather disasters affected 1 in 10” American homes in 2021. Between residential buildings, commercial buildings, and public infrastructure, this report from CNBC notes that hurricanes cause the second most damage compared to other types of disasters. According to CNBC, hurricanes “caused $33 billion in property damage in 2021.” Of course, heavy winds, storm surges, and subsequent…